Finance

R3,500. That’s roughly what a mid-tier evaluation fee costs in rand terms, and it’s the entire amount you can lose if things go sideways. Everything else in funded trading runs on the firm’s capital, not yours. That single fact is why so many South Africans with a decent strategy and a thin bank account have started looking at this side

Nobody warns you that the nursery bill, the car insurance renewal and the school-shoe emergency will all land in the same fortnight. Financial pressure on families has rarely felt more real, and even carefully run households can slip into the red when costs rise faster than wages. Yet across the UK, families are quietly finding their way back. None of

You sit down at the start of the month with a spreadsheet and a cup of tea. Groceries are covered. The bills are sorted. Then, around the 20th, the account is empty and nobody can say where the money went. If that sounds familiar, the problem is rarely your discipline. Most family budgets only cover costs that arrive on a

Paying bills is a duty that we have to fulfill regularly. Month after month, a day comes when you have to settle payments for essentials such as utilities and rent, as well as other services like subscriptions, insurance, or memberships. Yet there are times when due dates slip by unnoticed or bill payments are missed for one reason or another.   

Getting a second credit card could be a good move for your finances, as it offers plenty of perks and benefits in addition to your current card. Whether you should apply for one is a big decision that will affect your financial future going forward.  Your personal circumstances determine whether or not getting a backup credit card is the next

Retirement marks the start of a beautiful chapter of a person’s life. After years of hard work, you now have the rest of your life to rest, spend time with family and friends, and pursue passions and hobbies. But the task of managing your money and ensuring that you’re financially well for your future doesn’t stop, especially in retirement. It’s

Understanding inheritance tax can be confusing and frustrating, especially when dealing with family estates. This tax applies to the value of your property, money, and possessions when a loved one passes away. While it’s a sensitive subject, knowing how it works helps families plan effectively and protect what matters most. Stick around until the end of our guide to find

You’ve surely heard about life insurance, but another option that often goes overlooked is life assurance. While they sound similar, they both work in different ways, suitable for specific circumstances. If you’re thinking of buying protection, it’s essential to familiarise yourself with all the options available to you. You may find one works better than the other, and choosing the

They say parenting is the most expensive job you’ll never get paid for. Add property development into the mix, and it starts to feel like a second full-time job, one that comes with planning meetings, spiralling budgets, and the constant question of how on earth are we going to fund this?  Whether you’re building an extension to stop the kids

There’s a moment in life many parents and shift workers will relate to — when you’re running on barely any sleep, juggling responsibilities, and trying to keep the basics of life ticking over. It was during one of those hazy weeks that I signed a car finance agreement, thinking I was making a smart and efficient choice. Like many others